Help & FAQs / Fil Lending

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What is the minimum loan size to participate?

5 or 100 FIL depending on the program.

Other Fil Lending Questions

Where will my funds be held when they’re not being lent out?

Your FIL will be held at Gemini Custody, one of CoinList’s verified custodians.

What assets can I use to participate in FIL Lending?

To participate, you must lend FIL to CoinList to participate. If you do not have FIL and would like to participate, you can purchase FIL on CoinList or CoinList Pro with USD, USDT, USDC, BTC, and/or ETH. 

Can I participate with unvested FIL?

You are only able to participate with vested FIL in the lending program. If you have additional FIL that is set to vest before the deadline,you may submit more loans as more FIL becomes vested.  Please visit our Help Center if you have additional questions. 

How is my FIL being lent out?

Your FIL is being lent out to trusted Filecoin network participants that have successfully onboarded with CoinList. This includes, but is not limited to, Filecoin storage miners and liquidity providers. 

All counterparties must pass KYC/AML and all loans issued are collateralized. 

When will I receive my funds back?

Here is the timeline for the 37th FIL Lending Program through CoinList:

April 12, 2023: Lending period opens 

May 1, 2023, 9:00 am PST: Lending period deadline 

May 1, 2023: Loan start date 

October 28, 2023: Principal + interest distributed back into CoinList wallets unless terminated at an earlier date

Lending will be available on a first-come, first-serve basis. Earlier loans will be prioritized over later loans. CoinList may close the loan period early based on lender demand. Once your loan has started, you will not be able to access that FIL until loan maturity. 

Who is eligible to participate in FIL Lending?

All users from CoinList's supported jurisdictions, except residents of Belarus and Venezuela.

Users from certain unsupported jurisdictions can still participate but it requires a manual process to execute the loan. For that reason, we require external FIL lenders to lend a minimum of $50k worth of FIL. 

If you're in an unsupported jurisdiction and would like to participate, please email 

How do I participate in Filecoin Lending on CoinList?

Participants have one option to lend their FIL through FIL Lending 37

How much will I earn by participating?

In the 37th FIL Lending Program, participants have one option to lend their FIL: 

Option 1: 180 day loan with no early termination

  • Participants will earn a fixed 8.0% annualized rewards rate on the principal FIL lent to CoinList for 180 days, resulting in a fixed net 3.95% return.

What is Filecoin Lending on CoinList?

Filecoin lending on CoinList is a way for you to put your FIL to work by simply lending your FIL to CoinList. The Filecoin ecosystem is very young and many network participants are in need of FIL to supplement their working capital. 

We are currently running the 35th FIL Lending Program through CoinList. Participants have one option to lend their FIL: 

1. A 180-day loan with no early termination. Participants will earn a fixed 8.0% annualized rewards rate for 180 days – a net 3.95% return.

The 37th lending period opens April 12th and closes May 1st.

Participants who lend their FIL for will receive their principal + accumulated interest denominated in FIL back into their CoinList wallets at the end of the loan term. 

The loan start date for all loans in the 37th lending program will be May 1st. Once all loans are deployed, you'll be able to track your loan with the loan dashboard in your CoinList Filecoin wallet. 

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